Joan Ferguson

Joan Ferguson

Personal finance education must reach all students

I have spent over a decade as a teacher, and there is one course that is “personal” for me and my students: personal finance. During my time at Sandia High School as a teacher for the Distributive Education Clubs of America, I spent my time teaching students the fundamental skills …

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Lazy ways to save money for your dream (fill-in-the-blank)

New year, new possibilities. And challenges. No matter what’s going on in the world, saving money for your future should always be a primary goal. You never know when it might come in handy. The inevitable tax season is approaching. Did you get your deductions in order? There have been …

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Daily mortgage rates end the week up | January 15 & 16, 2022

The interest rate on a 30-year fixed rate mortgage ended the week higher, averaging 3.898%. Refinance loans also saw an increase with the 30-year rate at 4.037%. Mortgage rates have been rising steadily since the beginning of the year. Although higher rates can be daunting, they are still relatively low …

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7 On Your Side Tips for Getting Rid of Credit Card Debt

Many vacation shoppers are just now waking up to spending hangovers, and figures just released by the Federal Reserve indicate credit card debt is rising to pre-pandemic levels. So what is the best way to level this mountain of debt? Studies show that a large majority of well-paid people get …

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Smart Ways Businesses Can Try To Pay Off Debts Faster

For businesses that have fallen into debt, quick action can help them get out of debt before things get worse. There are many methods companies use to pay off their debts faster. While these methods are effective, they may not be suitable for all businesses. Therefore, it is important to …

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5 Areas Credit Unions Need to Rethink in 2022

Source: Shutterstock The past 22 months have been a whirlwind. The pandemic has brought about various changes in how consumers bank and what their preferences are. If there’s anything credit unions have learned during this time of change, it’s the importance of being nimble and pivoting to better meet the …

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February 10 deadline for disaster loans for physical damage caused by a tornado | News

FRANKFORT, Ky. (KT) – The U.S. Small Business Administration reminds businesses of all sizes, private nonprofit organizations, landlords and renters affected by the outbreak of extreme weather Dec. 10-11 , to apply for disaster loans for physical damage before February 10. deadline. Disaster survivors in areas covered by the federal …

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Classifieds: January 14-27, 2022 – Pattaya Mail

Items for sale/rent Like/1/Private Eye Magazines for sale from 2017 to 2020 a total of 38 Magazines. Good condition 2,000 baht. roger: 086 9741787 Like/1/Home “Tria Age Defying Laser” skin for sale THB4,000! The laser has seen little use and is in excellent condition, purchased in Canada. It is basically …

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Got $100? Here’s 1 great stock to buy and hold

Not all good investments are exciting, disruptive, world-changing ventures. Some of the best investments are well-run businesses that make life a little easier for their customers and increase sales along the way. student loan processor Nelnet (NYSE: NNI) falls into the second category. It’s one of Wall Street’s best-kept secrets, …

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Most analysts say ‘buy’, Goldman Sachs calls against the tide

Analysts continue to trust SBI Cards & Payment Services Ltd. after a rare “sell” call last week. Goldman Sachs kicked off the coverage with a “sell,” according to its Jan. 7 note. The brokerage firm expects structural challenges from new customers using credit cards and headwinds to growth to intensify …

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