1. SchoolsFirst Federal Credit Union
Several locations; ecolesfirstfcu.com
A former Best Credit Union winner, SchoolsFirst Federal Credit Union provides the educational community with a wide range of services including current and savings accounts, auto and home loans, credit cards, insurance, retirement accounts. , mobile banking, webinars and workshops, etc.
SchoolsFirst FCU also offers financial plans for unique educator needs, like the Summer Saver or Paycheck Planner programs to help members put money aside for the summer months when they don’t receive a paycheck. .
SchoolsFirst FCU has 66 branches – 20 in Orange County – and over 1.1 million members. âWe are truly grateful to our members for all they do to help build a stronger future for our communities. Thank you for recognizing us as one of the best credit unions in Orange County, âsaid Bill Cheney, president and CEO of the credit union.
The COVID-19 pandemic and natural disasters have created financial hardship for many members. True to the credit unions’ philosophy of ‘the people who help the people’, SchoolsFirst FCU provided emergency aid on loan balances totaling over $ 1.28 billion and forgiven over $ 4 million. of charges.
SchoolsFirst FCU began during the Depression in 1934 as the Orange County Teachers Credit Union. At the time, 126 school employees pooled $ 1,200 and established their own financial institution based in Santa Ana. In 1983, it was the largest teachers’ credit union in the country and the fifth in California. It was renamed SchoolsFirst FCU in 2008.
2. The Wescom credit union
Several locations, Wescom.org
Wescom Credit Union currently has seven branches in Orange County: Anaheim, Costa Mesa, Irvine, Laguna Niguel, La Habra, Orange and Tustin. About 22% of Wescom’s 200,000 members, or 44,000 people, are served by Orange County branches.
Anyone can be a member of Wescom and enjoy lower lending rates, higher savings returns, reduced fees on products and services, online and mobile banking, access to over 30 000 toll-free ATMs, and more.
Wescom has a long tradition of supporting the communities it serves through its #WescomKindness program. Past cuteness events in Orange County have included gifts of food and drink at The Coffee Bean & Tea Leaf stores on Sunday mornings when daylight saving time begins, and surprised local families with trees. Christmas gifts during the holidays.
Efforts over the past year have focused on supporting those affected by COVID-19, donating meals to healthcare workers, providing funds to southern California food banks, supporting teachers, students and their families through tutoring scholarships and funding school supplies to meet the educational and financial challenges presented by distance education.
3. The Orange County Credit Union
Several locations; orangecountyscu.org
The Orange County Credit Union was formed in 1938 and today serves more than 120,000 members, with more than $ 2 billion in assets. As a not-for-profit financial services provider, Orange County’s Credit Union is owned by its members, not its shareholders, which means its profits flow back to members in the form of reduced fees, lower loan rates and improved products and services.
The Orange County Credit Union offers services including chequing and savings accounts, mobile banking and retirement accounts, as well as auto, small business and housing loans with mortgage deals that include zero percent and three percent options.
Membership is open to anyone living or working in Orange, Los Angeles, Riverside, and San Bernardino counties. There are 10 branches located in Orange County.
âWe are honored to have been named one of the best credit unions in Orange County by Orange County Register readers, community residents and our members for eight consecutive years,â said CEO Shruti Miyashiro. âWe thank the community for recognizing our rich history of providing ethical and secure banking services to our members at all stages of their lives, from youth accounts to mortgage and investment services. We are with you until the end.