Best Rewards Credit Cards for October 2021 | Smart change: personal finance


A credit repair business could improve your chances of getting approved.

Credit repair companies, like Credit Saint, specialize in finding and eliminating errors in your report to help you improve your credit.

Frequently Asked Questions About The Best Rewards Credit Cards

Q. Will using a rewards credit card affect my credit score? Rewards credit cards do not affect your credit any differently from other cards. If you use your rewards card responsibly by avoiding debt and making your payments on time, you will add positive information to your credit report and improve your credit score.

Q. Do reward credit cards have higher interest rates? Yes, you can expect to pay a higher interest rate with a rewards credit card than with a similar card that doesn’t offer rewards. This is why reward cards are best used by those who always avoid interest charges by paying off their balance in full.

Q. Can I get a rewards credit card for benefits only? Certainly. There are rewards credit cards that offer great benefits for travel and shopping, some of which can be used even if you don’t use your card often. For example, the Sapphire Reserve offers an airport business lounge membership which is extremely valuable.


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