Chase adds to IHG credit card lineup, including new card

Chase introduced a new business credit card to its IHG hotel portfolio and also enhanced its existing IHG credit cards. New and existing credit cardholders can enjoy better rewards and benefits, and now small business owners can get a card with the co-branded partner.

Additionally, the card issuer has announced time-limited sign-up bonuses to incentivize new account holders.

Key points to remember

  • Chase launched an IHG business credit card.
  • The bank has also improved its two consumer IHG credit cards, including better rewards rates, a more flexible annual guest certificate, and more.
  • New cardholders can take advantage of limited-time offers to earn more IHG Rewards Club points when they meet minimum spend requirements.

IHG launches new business credit card

The IHG Rewards Premier Business Credit Card is now open to new applications. For the most part, the card’s rewards structure and benefits mirror the IHG Rewards Premier credit card, which is designed for consumers. But there are also differences that are more beneficial to small business owners.

Cardholders will enjoy the following benefits:

  • Earn 140,000 bonus points after spending $3,000 on qualifying purchases in the first three months.
  • Earn up to 26 points per dollar when you stay at IHG properties, 5 points per dollar spent on travel and at gas stations, restaurants and restaurants, social media, and search engine and store advertising office supplies, and 3 points per dollar on all other purchases.
  • Automatically earn Platinum Elite status, plus Diamond Elite status after spending $40,000 on qualifying purchases and making one additional purchase each calendar year.
  • Earn an anniversary free night certificate annually on your account anniversary date, worth up to 40,000 points. Cardholders can add points to their Rewards Club balance to redeem for more expensive properties.
  • Earn an additional free night certificate worth up to 40,000 points after spending $60,000 in purchases and making one additional purchase each calendar year.
  • Earn 10,000 bonus points and $100 statement credit after spending $20,000 on qualifying purchases and making one additional purchase each calendar year
  • Redeem your points for three and get a fourth night free on stays of four nights or more.
  • Receive a Global Entry or TSA PreCheck application fee credit of up to $100 every four years.
  • Get up to $50 United TravelBank Cash each calendar year to use on United Airlines purchases after you register your card with a United MileagePlus account.

For small business owners who travel often or want to use business expenses to earn free stays for business or personal use, this card can be a great way to save money on IHG stays. Keep in mind, however, that the card has an annual fee of $99.

Chase updates rewards rates and benefits for consumer IHG credit cards

In addition to launching a new business credit card, the major bank has also added more value to its other IHG cards, benefiting new and existing cardholders. Here’s what to expect:

IHG Rewards Club Premier Credit Card

  • Earn 140,000 bonus points after spending $3,000 on qualifying purchases in the first three months.
  • Earn 5 points per dollar spent on travel (was 1 point per dollar), 5 points per dollar at restaurants and gas stations (was 2 points per dollar), and 3 points per dollar on all other purchases ( instead of 1 point per dollar).
  • Cardholders can now add points from their Rewards Club balance to a free night certificate to book a property that requires more than 40,000 points for one night.
  • Platinum Elite members will now earn a 60% points bonus on qualifying stays instead of 50%.
  • Cardholders can now earn Diamond Elite status after spending $40,000 on purchases and make one additional purchase each calendar year with their card.
  • Cardholders can now receive 10,000 bonus points and a $100 credit after spending $20,000 on purchases and making one additional purchase each calendar year.
  • Cardholders can earn $50 United TravelBank Cash each calendar year to use on United Airlines purchases after registering their card with a United MileagePlus account.

IHG Rewards Club Traveler Credit Card

  • Earn 120,000 bonus points after spending $2,000 on purchases in the first three months.
  • Earn 3 points per dollar spent on utilities, internet, cable, phone, and select streaming service purchases (was 1 point per dollar), 3 points per dollar on restaurants and gas stations (was 2 points per dollar) and 2 points per dollar on all other purchases (was 1 point per dollar).
  • Cardholders now automatically earn Silver Elite status, along with the ability to earn Gold Elite status after spending $20,000 and making one additional purchase each calendar year.
  • Cardholders can now receive 10,000 points after spending $10,000 and making one additional purchase each calendar year.

These new benefits add a lot of value, especially for cardholders who regularly use their IHG credit cards. The United TravelBank Cash benefit on the IHG Premier Card also makes it easier to recoup the cost of its $99 annual fee.

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