Former bank officer detained for using customer data to issue credit card, withdrawing Rs 81K

The woman told police she told the officer she wanted the card cancelled. However, he allegedly used it to withdraw the money after lying to her that he had canceled the card.

Mumbarkar was arrested on Saturday in Chakala where he runs a Chinese food stand. (Representation/File photo)

A 29-year-old man has been arrested for using a customer’s details to issue a credit card and withdrawing Rs 81,000 from a bank. A former credit card agent for a major private bank took the personal details of a 24-year-old woman and got a credit card issued in her name.

The woman told police she told the officer she wanted the card cancelled. However, he allegedly used it to withdraw the money after lying to her that he had canceled the card. She approached the police when the bank kept calling her and eventually a debt collector showed up at her door asking her to pay “her dues”.

The complainant, who works for a human resources consultancy firm, met the arrested accused Jagannath Mumbarkar through a mutual friend at his office in Chakala, Andheri (East). Mumbarkar introduced himself as Sachin Sawant. He had visited her office as part of a credit card marketing initiative.

The complainant had given him an application for a credit card. But the accused mailed the credit card to his office in Bhandup and informed her after 15 days. Due to the confusion, the complainant told him she no longer wanted the credit card and asked him to cancel it, in December 2018.

A few months later, in March 2019, she received a message from the bank stating that Rs 2,000 had been debited from her credit card. The woman called the accused who said the card was being used by another woman of the same name and assured him that he would cancel the card.

The man ended up withdrawing Rs 81,000 and the woman started receiving calls from the bank. Finally, a bank collection agent visited the complainant, asking her to pay the dues. The woman filed a written complaint against the defendant in August last year and an FIR was subsequently registered.

Mumbarkar was arrested on Saturday in Chakala where he runs a Chinese food stand. He was convicted under IPC Sections 419, 420 and 66 C and D of the Computer Act for impersonation, identity theft and cheating.

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