SBA Disaster Assistance for PA Businesses, Hurricane Affected Residents

The United States Small Business Administration announced that it is providing disaster assistance to businesses and residents of certain counties in Pennsylvania affected by Hurricane Ida, following a presidential disaster declaration.

The disaster declaration covers the hardest-hit counties, including several neighbors in Berks County. As an adjacent county, Berks County small businesses and private nonprofit organizations can apply for economic disaster loans from the SBA. Learn more here>

Berks County officials continue to work with our local partners to request that Berks be included in a direct SBA declaration, which would provide a home disaster loan program that could benefit homeowners and tenants. At this point, Berks County has not met the damage threshold required for this claim, so it is important that everyone report any uninsured loss from Hurricane Ida to their local government office. Directory of Berks County Local Government Offices>

US Small Business Administration low-interest disaster loans are available to businesses and residents of Pennsylvania following the announcement of a presidential declaration of disaster due to the remains of Hurricane Ida from the 31st. August to September 31. 5, 2021.

“The mission-oriented SBA team is ready to help small businesses and residents of Pennsylvania affected by Hurricane Ida,” said Isabella Casillas Guzman, administrator of the SBA. “We are committed to providing federal disaster loans quickly and efficiently, with a client-centered approach to help businesses and communities recover and rebuild. “

The disaster declaration covers Bucks, Chester, Delaware, Montgomery, Philadelphia, and York counties in Pennsylvania, which are eligible for SBA physical and economic disaster loans. Small businesses and most private nonprofits in the following adjacent counties can only apply for economic disaster loans from the SBA: Adams, Berks, Cumberland, Dauphin, Lancaster, Lehigh and Northampton in Pennsylvania; New Castle in Delaware; Baltimore, Carroll, Cecil and Harford in Maryland; and Burlington, Camden, Gloucester, Hunterdon, Mercer and Warren in New Jersey.

Businesses and private nonprofits of any size can borrow up to $ 2 million to repair or replace real estate, machinery and equipment, inventory and other business assets damaged or destroyed by a disaster. . Applicants may be eligible for an increase in the loan amount up to 20% of their physical damage, as verified by the SBA, for mitigation purposes. Qualifying mitigation upgrades may include a sump pump, elevation, French drain, or retaining wall to help protect the property and occupants from future damage from a similar disaster.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private non-profit organizations, the SBA offers economic disaster loans to help meet the working capital needs caused. by disaster. Economic disaster loan assistance is available whether or not the business has suffered property damage.

Disaster loans up to $ 200,000 are available to homeowners to repair or replace real estate damaged or destroyed by a disaster. Homeowners and tenants are entitled to up to $ 40,000 to repair or replace personal property damaged or destroyed by a disaster.

Interest rates are as low as 2.855 percent for businesses, 2 percent for nonprofits and 1.563 percent for landlords and tenants, with terms of up to 30 years. The amounts and terms of the loan are set by the SBA and are based on the financial status of each applicant.

Applicants can apply online using the Electronic Loan Application (ELA) through the SBA secure website at, and must apply under the SBA statement # 17165, not for the COVID-19 incident.

To be considered for all forms of disaster assistance, applicants must register online at or download the FEMA mobile app. If online or mobile access is not available, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video
Relay Services should call 800-621-3362.

Businesses and individuals can also obtain information and loan applications by calling the SBA Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard of hearing) or by sending an email [email protected]. Loan applications can also be downloaded from Completed applications should be mailed to: US Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline for returning property damage claims is November 10, 2021. The deadline for returning claims for economic damage is June 10, 2022.

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