DENTON, Texas – Texas residents and businesses recovering from uninsured or underinsured loss and damage caused by severe winter storms in February have two weeks to register for disaster assistance with Federal Emergency Management Agency and apply for a low interest disaster loan from the US Small Business Administration.
The deadline to register with FEMA and apply to the SBA is May 20.
The fastest, easiest way to apply to FEMA is online at DisasterAssistance.gov.
If it is not possible to register online, call 800-621-3362. The toll-free telephone lines operate from 6 a.m. to 10 p.m. daily.
When asking for help, have the following information ready: a current phone number where you can be contacted; Your address at the time of the disaster and the address where you are currently staying; Your social security number, if available; A general list of damages and losses; If insured, the insurance policy number or the name of the agent and company
Counties in this region designated for federal aid include Bowie, Gregg, Hunt, Rockwall, Upshur.
After registration, FEMA staff may contact you for a variety of reasons, including to discuss your case or to request additional information. It is important to answer these phone calls to ensure your application process continues.
If you have any doubts when you get a call from someone saying they work for FEMA, don’t give any information but call the above phone number between 6 a.m. and 10 p.m. to verify that the call is legitimate.
For disaster damage to private property that is not fully covered by insurance, the SBA may be the best option. SBA is the primary source of federal funding for long-term disaster recovery. Non-farm businesses (including rental properties) of all sizes as well as landlords and tenants, whose property has been damaged as a result of a declared disaster, should apply for a low interest SBA loan.
Homeowners can charge up to $ 200,000 to replace or repair their primary residence. Tenants and landlords can borrow up to $ 40,000 to replace or repair personal property – such as clothing, furniture, cars and appliances – damaged or destroyed in a disaster.
SBA provides physical disaster loans of up to $ 2 million to qualified businesses or most private not-for-profit organizations. The loan proceeds can be used for the repair or replacement of the following: Real property, machinery, equipment, fixtures, inventory and leasehold improvements.
To apply for a SBA Low Interest Long Term Disaster Loan, call 800-659-2955 or complete an online application at Disasterloan.sba.gov/ela/ online.
(For more information on severe winter storms in Texas, visit fema.gov/disaster/4586. Or follow the FEMA Region 6 Twitter account on twitter.com/FEMARegion6.)