BATON ROUGE, La. – There is still time to apply for a FEMA grant or a low interest disaster loan from the US Small Business Administration (SBA). You have until August 2 to apply for federal assistance. Your insurance may not have covered the cost of damage to your home after the May floods. The five parishes designated for disaster assistance are Ascension, Calcasieu, East Baton Rouge, Iberville and Lafayette.
FEMA disaster assistance for individuals and families may include cash for rent assistance, essential home repairs, personal belongings, and other serious disaster-related needs not covered. through insurance. This also applies if you have incurred additional living expenses due to the move to a temporary rental.
If you haven’t already done so, be sure to file a claim with your home insurance. FEMA cannot duplicate insurance benefits, but may be able to help with underinsured or uninsured losses. It is important to stay in touch with FEMA regarding the details shown on the insurance settlement document received from your provider after your claim is settled.
Here’s how to apply to FEMA; choose the best way for you:
- Visit www.disasterassistance.gov;
- Call 800-621-3362 (TTY 800-462-7585). Free phone lines operate from 7 a.m. to 11 p.m. seven days a week. Those using a relay service such as a videophone, InnoCaption or CapTel must update FEMA with their specific number assigned to that service.
- Download the FEMA mobile app by sending an ANDROID or APPLE SMS to 43362.
You may be contacted by the SBA regarding a low interest disaster ready after submitting your application to FEMA. Please complete the SBA application for the process to continue. A low-interest SBA disaster loan can cover some or all of the difference between your recovery costs, the insurance settlement, and the FEMA grant amount.
- The SBA offers low interest disaster loans for homeowners up to the legal maximum of $ 200,000 to repair or replace your primary residence. The loans are tailored to your personal financial situation. On a case-by-case basis, the SBA may be able to help you refinance your current mortgage (s).
- SBA can also help renters and landlords replace household contents and vehicles, called personal property. You may be able to borrow up to the legal maximum of $ 40,000 to repair or replace clothing, furniture, cars or appliances that were damaged or destroyed in the disaster.
For additional assistance, the SBA has set up a virtual proximity center for disaster loans, open Monday through Friday, 7 a.m. to 7 p.m. CT. You can contact an SBA customer service representative by email at [email protected] or by phone at 800-659-2955. The SBA will answer specific questions about how a disaster loan can help each survivor in their disaster recovery and provide one-on-one assistance in completing applications for these loans. You can apply online at https://disasterloanassistance.sba.gov
For the latest information on severe storms, tornadoes, and flooding, visit fema.gov/disaster/4606. Follow the FEMA Region 6 Twitter account on twitter.com/FEMARegion6