Win a $ 200 gift card


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With the year-end shopping season in full swing, now is a great time to consider applying for a new credit card, especially one that generously rewards you for your vacation spending.

If you spend a lot on Amazon and have a Prime membership, the Visa Signature Amazon Prime Rewards card is a solid choice for making money. And right now, he’s offering a rarely seen high welcome bonus: a $ 200 Amazon gift card instantly upon approval.

Normally this card offers a $ 100 or $ 150 Amazon gift card after approval, so this bonus is a nice improvement. Amazon Prime members also earn 5% on Amazon and Whole Foods *** purchases, 2% at restaurants, gas stations, and drugstores, and 1% on all other purchases.

Read more: The best credit cards for Amazon purchases

However, this increased bonus is only available for a limited time until November 30, 2021. Here’s what to know if you are considering applying.

Amazon Credit Card $ 200 Sign Up Bonus

Regular APR

14.24% to 22.24% Variable

Featured Reward

$ 200 Amazon Gift Card instantly upon approval

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  • Advantages and disadvantages

  • Details


  • Advantages
    • 5% Cash Back on Amazon and Whole Foods is hard to beat
    • Earn 2% cash back on other popular categories (restaurants, gas stations, pharmacies)
    • No annual fee (although you must be an Amazon Prime member)
    The inconvenients
    • Other cards offer higher cash back rates on non-Amazon purchases
    • 5% off Amazon.com and Whole Foods Market with an eligible Prime membership *
    • 2% return in restaurants, gas stations and pharmacies
    • 1% discount on all other purchases
    • No annual credit card fees
    • No foreign transaction fees

    Read our review
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    There is no minimum spend requirement to unlock the Amazon Prime Rewards Visa Signature Signup Bonus as you will find on most other reward credit cards. Instead, you will instantly receive your Amazon Gift Card upon approval, so you can start using it for your holiday shopping right away.

    Read more: Visa Signature Amazon Prime Rewards review

    This card is not only good for making money on Amazon and Whole Foods purchases. Because it’s a Visa Signature card, you’ll enjoy benefits like extended warranty, purchase protection, and car rental insurance.

    There is also an option to select a payment over time feature at checkout. You can select equal monthly payments (six to 18 months) with a 0% APR on qualifying purchases over $ 50 (then a variable APR of 14.24% to 22.24%). This can be useful if you want to avoid interest charges, but if you take advantage of this option, you won’t earn any rewards for your purchase.

    Read more: The best low interest credit cards with 0% APR

    Visa Signature Amazon Prime Rewards cardholders can also take advantage of limited-time offers to earn 10% off select items in popular gift categories, including:

    Other major credit cards for purchases on Amazon

    Regular APR

    11.99% – 22.99% Variable

    Introduction APR

    0% introductory APR for 14 months on purchases and balance transfers

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  • Advantages and disadvantages

  • Details


  • Advantages
    • Earn 5% Cash Back on Amazon.com, Walmart.com, and Target.com on up to $ 1,500 in purchases after listing from October to December 31, 2021, then 1%
    • Discover will match your cash back at the end of your first year of account
    • No annual fee
    The inconvenients
    • Limit the amount of cash back you can earn each quarter
    • If Quarterly Categories Are Not Right For You, You Can Make More Money With Another Card
    • Introductory Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match any Cash Back Rewards you’ve earned at the end of your first year! There is no minimum spend or maximum rewards. You can turn $ 150 into cash into $ 300.
    • Earn 5% cash back on your daily purchases at various locations each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay with PayPal, up to the quarterly maximum when you activate.
    • Plus, get unlimited 1% cash back on all other purchases – automatically.
    • Redeem cash back rewards of any amount, anytime. Rewards never expire.
    • Use your rewards at the Amazon.com checkout.
    • # 1 Most Trusted Credit Card According to Investor’s Business Daily.
    • No annual fee.
    • Discover is accepted nationwide by 99% of places that accept credit cards.
    • Click “Apply Now” to view rewards, FICO® credit score conditions, Cashback Match â„¢ details and other information.

    Read our review
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    If you prefer a credit card that allows you to earn bonus money on a wider range of purchases, there is one particularly rewarding option for Amazon purchases right now.

    Discover it® Cash Back offers 5% cash back in popular rotating quarterly bonus categories when you activate it, up to $ 1,500 in combined spend (then 1%). You’ll also earn 1% everywhere else (October through December 31, 2021, you can earn 5% Cash Back on Amazon.com, Walmart.com, and Target.com for up to $ 1,500 in purchases after signing up. , then 1%).

    Read more: Check out the Cash Back Credit Card Review

    The Discover it® Cash Back does not offer a traditional welcome bonus, but Discover will match any rewards you earn after the first 12 months through its Cashback Match program, so your 5% rewards are effectively worth 10% cash back. in the First year. This is a great deal for a card with no annual fee.

    Alternatively, you can consider a card that allows you to benefit from a fixed cash back rate on all purchases. For example, the Citi® Double Cash Card earns you 1% when you make a purchase and 1% when you pay it back.

    There is also the Wells Fargo Active Cash cardâ„ 

    , which earns 2% on all purchases – and it offers a welcome bonus of $ 200 cash rewards bonus after spending $ 1,000 on purchases in the first 3 months after opening the account.

    *** 5% cash back on Amazon and Whole Foods requires a Prime membership and loading your card to your qualifying Amazon account; otherwise earn 3% on these purchases

    Featured Cash Back Credit Cards From Our Partners
    Featured Reward

    2% cash back on all purchases

    Credit needed

    Good to Excellent

    Featured Reward

    $ 200 after spending $ 500 on purchases in the first three months after opening the account

    Credit needed

    Good to Excellent

    Featured Reward

    $ 200 after spending $ 500 on purchases in the first three months after opening the account

    Credit needed

    Good to Excellent

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